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FTC RIN: 3084-AB41 Publication ID: Fall 2016 
Title: Disposal of Consumer Report Information and Records  

Effective June 1, 2005, the Disposal Rule requires any person or entity who maintains or otherwise possesses consumer information for a business purpose to properly dispose of the information to protect against unauthorized access to or use of the information. Consumer information means any record about an individual that is a consumer report or is derived from a consumer report, or a compilation of such records. This rule implements section 216 of the Fair and Accurate Credit Transactions Act of 2003, which is designed to reduce the risk of consumer fraud and related harms, including identity theft, created by improper disposal of consumer information.


On September 15, 2016, the Commission requested comments on the rule as part of the Commission's systematic review of all current Commission rules and guides. 81 FR 63435. The comment period will close on November 21, 2016.

Agency: Federal Trade Commission(FTC)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Prerule Stage 
Major: Undetermined  Unfunded Mandates: No 
CFR Citation: 16 CFR 682   
Legal Authority: sec 216 of the Fair and Accurate Credit Transactions Act of 2003, Pub. L. 108-159   
Legal Deadline:  None
Action Date FR Cite
Rule Review; Request for Comments  09/15/2016  81 FR 63435   
Comment Period End  11/21/2016 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: None 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Tiffany George
Staff Attorney
Federal Trade Commission
600 Pennsylvania, Avenue, NW, CC-8232,
Washington, DC 20580
Phone:202 326-3040