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The Small Business Jobs Act of 2010 (Jobs Act), Public Law 114-240, enacted on September 27, 2010, temporarily expanded the ability of a small business to use the 504 Loan Program to refinance certain qualifying debt.  Prior to the Jobs Act, a 504 Project could include a refinancing component only if the project involved an expansion of the small business and the existing indebtedness did not exceed 50% of the project cost of the expansion.  The temporary Jobs Act program authorized the use of the 504 Loan Program for the refinancing of debt where there is no expansion of the small business concern.  SBA's authority to guarantee loans under this temporary program expired on September 27, 2012.  Section 521 of Division E of the Consolidated Appropriations Act, 2016, enacted on December 22, 2015, reauthorizes the Debt Refinancing Program. This interim rule implements this Debt Refinancing Program.