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Prepaid financial products are among the fastest growing types of payment instruments in the United States.  The CFPB issued a final rule in October 2016, to create comprehensive consumer protections for prepaid accounts under Regulation E, which implements the Electronic Fund Transfer Act, and Regulation Z, which implements the Truth in Lending Act. In March 2017, the CFPB proposed to delay the October 1, 2017, effective date of the prepaid accounts by six months, to April 1, 2018. The Bureau is also planning to revisit several other issues through a separate notice and comment rulemaking process.