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CFPB RIN: 3170-AA70 Publication ID: Spring 2017 
Title: ●Submission of Credit Card Agreements Under the Truth in Lending Act (Regulation Z) 

The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act), as amended by the Dodd-Frank Act, requires credit card issuers to post their credit card agreements to their own Internet sites, and to submit those agreements to the Bureau to be posted on an Internet site maintained by the Bureau.  In April 2015, the Bureau published a final rule in the Federal Register suspending credit card issuers’ obligation to submit agreements to the Bureau for one year. The Bureau is considering rules to improve that submission process, both to reduce the burden on credit card issuers and to ensure that the Bureau’s database is useful to consumers and the general public.

Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Prerule Stage 
Major: Undetermined  Unfunded Mandates: Undetermined 
CFR Citation: Not Yet Determined     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: 15 U.S.C. 1632(d)    15 U.S.C. 1604(a)   
Legal Deadline:  None
Action Date FR Cite
Prerule Activities  10/00/2017 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: None 
Federalism: Undetermined 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Thomas L. Devlin
Office of Regulations
Consumer Financial Protection Bureau
Washington, DC 20552
Phone:202 435-7700