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ED/OPE RIN: 1840-AD25 Publication ID: Fall 2017 
Title: Borrower Defense; Delayed Effective Date 

On November 1, 2016, the Department published regulations for determining which acts or omissions of an institution of higher education a borrower may assert as a defense to repayment of a loan made under the William D. Ford Federal Direct Loan (Federal Direct Loan) Program and identifying the consequences of such borrower defenses for borrowers, institutions, and the Secretary. The Department is issuing this rule to delay the effective date of these regulations by one year.

Agency: Department of Education(ED)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
EO 13771 Designation: Deregulatory 
CFR Citation: 34 CFR 30    34 CFR 668    34 CFR 674    34 CFR 682    34 CFR 685    34 CFR 686    and other sections as applicable     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: 20 U.S.C. 1001 et seq.   
Legal Deadline:  None
Action Date FR Cite
Interim Final Rule  10/24/2017  82 FR 49114   
Comments Due  11/24/2017 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: Federal, Local, State 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
Public Comment URL:  
RIN Data Printed in the FR: No 
Related RINs: Related to 1840-AD19, Related to 1840-AD28 
Agency Contact:
Annmarie Weisman
Department of Education
Office of Postsecondary Education
400 Maryland Avenue SW, Room 287-25,
Washington, DC 20202
Phone:202 453-6712