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ED/OPE RIN: 1840-AD28 Publication ID: Fall 2017 
Title: Borrower Defense; Delayed Effective Date Until 2019 

On November 1, 2016, the Department published regulations for determining which acts or omissions of an institution of higher education a borrower may assert as a defense to repayment of a loan made under the Direct Loan Program and identifying the consequences of such borrower defenses for borrowers, institutions, and the Secretary. The Department is issuing this proposed rule to delay the effective date of these regulations until July 1, 2019.

Agency: Department of Education(ED)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
EO 13771 Designation: Deregulatory 
CFR Citation: 34 CFR 30    34 CFR 668    34 CFR 674    34 CFR 682    34 CFR 685    34 CFR 686   
Legal Authority: 20 U.S.C. 1001 et seq   
Legal Deadline:  None
Action Date FR Cite
NPRM  10/24/2017  82 FR 49155   
NPRM Comment Period End  11/24/2017 
Final Action  03/00/2018 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: Federal, Local, State 
Small Entities Affected: Governmental Jurisdictions  Federalism: No 
Included in the Regulatory Plan: No 
Public Comment URL:  
RIN Data Printed in the FR: No 
Related RINs: Related to 1840-AD19, Related to 1840-AD25 
Agency Contact:
Annmarie Weisman
Department of Education
Office of Postsecondary Education
400 Maryland Avenue SW, Room 287-25,
Washington, DC 20202
Phone:202 453-6712