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CFPB RIN: 3170-AA64 Publication ID: Fall 2017 
Title: Technical Corrections and Clarifying Amendments to Home Mortgage Disclosure Act (Regulation C) 
Abstract:

In October of 2015, the Bureau issued a final rule amending Regulation C to implement amendments to the Home Mortgage Disclosure Act made by the Dodd-Frank Act. Since issuing the rule, the Bureau has identified and received information about some technical errors in the final rule and indicating that there are some areas of uncertainty about certain requirements under the final rule. In 2017, the Bureau issued two proposed rules to amend certain provisions of Regulation C to make technical corrections and to clarify certain requirements under Regulation C and to increase the threshold for reporting open-end lines of credit temporarily. The Bureau issued a final rule on August 24, 2017 that finalized both proposed rules.

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
EO 13771 Designation: Independent agency 
CFR Citation: 12 CFR 1003   
Legal Authority: 12 U.S.C. 2804   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  04/25/2017  82 FR 19142   
NPRM Comment Period End  05/25/2017 
NPRM  07/20/2017  82 FR 33455   
NPRM Comment Period End  07/31/2017 
Final Rule  09/13/2017  82 FR 43088   
Final Action Effective  01/01/2018 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 3170-AA76 
Agency Contact:
Terry J. Randall
Office of Regulations
Consumer Financial Protection Bureau
Washington, DC 20552
Phone:202 435-7700