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CFPB RIN: 3170-AA75 Publication ID: Fall 2017 
Title: Mortgage Servicing Rules Under the Truth in Lending Act (Regulation Z) 

In August 2016, the CFPB issued a final rule amending certain of the Bureau’s mortgage servicing rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z). Through its outreach to industry and other stakeholders to understand their experiences in implementing the final rule, the Bureau has learned that certain substantive aspects of the final rule may be posing particular complexities for implementation that were not anticipated in the course of the original rulemaking. Thus, the Bureau has identified narrow issues concerning the timing of certain disclosure requirements in Regulation Z which it plans to revisit and clarify in a separate notice and comment rulemaking process.

Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: Undetermined 
EO 13771 Designation: Independent agency 
CFR Citation: 12 CFR 1026   
Legal Authority: 12 U.S.C. 2601    12 U.S.C. 2603 to 2605    12 U.S.C. 2607    12 U.S.C. 2609    12 U.S.C. 2617    12 U.S.C. 3353    12 U.S.C. 5511    12 U.S.C. 5512    12 U.S.C. 5532    12 U.S.C. 5581    15 U.S.C. 1601 et seq.   
Legal Deadline:  None
Action Date FR Cite
NPRM  10/18/2017  82 FR 48463   
NPRM Comment Period End  11/17/2017 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Federalism: Undetermined 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 3170-AA49, Related to 3170-AA37, Related to 3170-AA14, Related to 3170-AA43, Related to 3170-AA74, Related to 3170-AA77 
Agency Contact:
Laura Johnson
Office of Regulations
Consumer Financial Protection Bureau
Phone:202 435-7700