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CFPB RIN: 3170-AA76 Publication ID: Fall 2017 
Title: ●Home Mortgage Disclosure (Regulation C) Increase in Institutional and Transactional Coverage Thresholds for Open-End Lines of Credit 
Abstract:

The Bureau of Consumer Financial Protection (Bureau) acted in August 2017 to amend Regulation C to increase the threshold for collecting and reporting data with respect to open-end lines of credit for a period of 2 years so that financial institutions originating fewer than 500 open-end lines of credit in either of the preceding 2 years would not be required to begin collecting such data until January 1, 2020. The Bureau intends to conduct follow up rulemaking in the interim period to consider whether to make permanent adjustments to the threshold.

 

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
EO 13771 Designation: Independent agency 
CFR Citation: 12 CFR 1003.2 and 1003.3   
Legal Authority: 12 U.S.C. 2801 to 2810   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  04/02/2017  82 FR 19142   
NPRM Comment Period End  05/25/2017 
Final Rule  09/13/2017  82 FR 43088   
Final Rule Effective  01/01/2018 
NPRM  12/00/2018 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 3170-AA64 
Agency Contact:
Alexandra Reimelt
Office of Regulations
Consumer Financial Protection Bureau
Washington, DC 20552
Phone:202 435-7700