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CFPB | RIN: 3170-AA77 | Publication ID: Fall 2017 |
Title: ● Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X) | |
Abstract:
In August 2016, the CFPB issued a final rule amending certain of the Bureau’s mortgage servicing rules under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z). Through its outreach to industry and other stakeholders to understand their experiences in implementing the final rule, the Bureau has learned that certain substantive aspects of the final rule may be posing particular complexities for implementation that were not anticipated in the course of the original rulemaking. Thus, the Bureau has identified narrow issues concerning the timing of certain disclosure requirements in Regulation X which it plans to address in an interim final rule, with request for comment. |
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Agency: Consumer Financial Protection Bureau(CFPB) | Priority: Substantive, Nonsignificant |
RIN Status: First time published in the Unified Agenda | Agenda Stage of Rulemaking: Completed Actions |
Major: No | Unfunded Mandates: No |
EO 13771 Designation: Independent agency | |
CFR Citation: 12 CFR 1024 | |
Legal Authority: 12 U.S.C. 2603 to 2605 12 U.S.C. 2607 12 U.S.C. 2609 12 U.S.C. 2617 12 U.S.C. 5512 12 U.S.C. 5532 12 U.S.C. 5581 |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Federalism: No | |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Related RINs: Related to 3170-AA49, Related to 3170-AA37, Related to 3170-AA14, Related to 3170-AA43, Related to 3170-AA74 | |
Agency Contact: Laura Johnson Office of Regulations Consumer Financial Protection Bureau Phone:202 435-7700 |