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CFPB RIN: 3170-AA71 Publication ID: Fall 2018 
Title: Amendment to the Federal Mortgage Disclosure Requirements Under the Truth in Lending Act (Regulation Z) 
Abstract:

The Bureau finalized an amendment to the Federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act that are implemented in Regulation Z. The amendment relates to when a creditor may use a Closing Disclosure to determine if an estimated charge was disclosed in good faith.

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
EO 13771 Designation: Independent agency 
CFR Citation: 12 CFR 1026.19   
Legal Authority: 12 U.S.C. 2617    15 U.S.C. 1639B(e)    12 U.S.C. 5511 and 5512    12 U.S.C. 5532    15 U.S.C. 1601    15 U.S.C. 1604   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  08/11/2017  82 FR 37794   
NPRM Comment Period End  10/10/2017 
Final Rule  05/02/2018  83 FR 19159   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 3170-AA61 
Agency Contact:
Pedro De Oliveira
Office of Regulations
Consumer Financial Protection Bureau
Washington, DC 20552
Phone:202 435-7700