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CFPB RIN: 3170-AA76 Publication ID: Spring 2019 
Title: Home Mortgage Disclosure Act (Regulation C)  
Abstract:

The Bureau announced in December 2017 that it intends to open a rulemaking to reconsider various aspects of a 2015 final rule that amended regulations implementing the Home Mortgage Disclosure Act. The Bureau expects to issue a Notice of Proposed Rulemaking in spring 2019 to follow up on a previous temporary adjustment to the thresholds for collecting and reporting data with respect to open-end lines of credit and to seek comment on adjustments to these thresholds as well as to the thresholds for collecting and reporting data with respect to closed-end mortgage loans, and to incorporate an interpretive and procedural rule that it issued in August 2018 to clarify partial HMDA exemptions created by the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018.  

 

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
EO 13771 Designation: Independent agency 
CFR Citation: 12 CFR 1003   
Legal Authority: 12 U.S.C. 2801 to 2810   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  04/02/2017  82 FR 19142   
NPRM Comment Period End  05/25/2017 
Final Rule  09/13/2017  82 FR 43088   
Final Rule Effective  01/01/2018 
NPRM  05/00/2019 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Related to 3170-AA64, Related to 3170-AA97 
Agency Contact:
Alexandra Reimelt
Office of Regulations
Consumer Financial Protection Bureau
Phone:202 435-7700