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CFPB | RIN: 3170-AA94 | Publication ID: Spring 2019 |
Title: ●Fair Credit Reporting Act Disclosures Fee Threshold | |
Abstract:
The Bureau of Consumer Financial Protection (Bureau) amended Regulation V, which implements the Fair Credit Reporting Act (FCRA), to add a section establishing a maximum allowable charge for disclosures by a consumer reporting agency to a consumer pursuant to FCRA section 609. The Bureau also amended Regulation V to add an appendix setting forth the statutory requirements for determining the maximum allowable charge; announcing the maximum charge for 2019; and preserving a list of historical maximum allowable charges. Historically, the Bureau published the FCRA annual adjustments as a notice. On January 1, 2019, Bureau codified those notices and added a provision to Regulation V to track the FCRA's provisions concerning the annual maximum allowable charge. |
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Agency: Consumer Financial Protection Bureau(CFPB) | Priority: Info./Admin./Other |
RIN Status: First time published in the Unified Agenda | Agenda Stage of Rulemaking: Completed Actions |
Major: No | Unfunded Mandates: No |
EO 13771 Designation: Independent agency | |
CFR Citation: 12 CFR 1022 | |
Legal Authority: Not Yet Determined |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Federalism: No | |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Agency Contact: Kristen Phinnessee Office of Regulations Consumer Financial Protection Bureau Washington, DC 20552 Phone:202 435-7700 |