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CFPB RIN: 3170-AA94 Publication ID: Spring 2019 
Title: ●Fair Credit Reporting Act Disclosures Fee Threshold 

The Bureau of Consumer Financial Protection (Bureau) amended Regulation V, which implements the Fair Credit Reporting Act (FCRA), to add a section establishing a maximum allowable charge for disclosures by a consumer reporting agency to a consumer pursuant to FCRA section 609. The Bureau also amended Regulation V to add an appendix setting forth the statutory requirements for determining the maximum allowable charge; announcing the maximum charge for 2019; and preserving a list of historical maximum allowable charges. Historically, the Bureau published the FCRA annual adjustments as a notice. On January 1, 2019, Bureau codified those notices and added a provision to Regulation V to track the FCRA's provisions concerning the annual maximum allowable charge.

Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Info./Admin./Other 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
EO 13771 Designation: Independent agency 
CFR Citation: 12 CFR 1022   
Legal Authority: Not Yet Determined   
Legal Deadline:  None
Action Date FR Cite
Final Rule  01/01/2019  84 FR 515   
Final Rule Effective  01/31/2019 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Kristen Phinnessee
Office of Regulations
Consumer Financial Protection Bureau
Washington, DC 20552
Phone:202 435-7700