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The Bureau has launched an initiative to review inherited regulations for the purpose of ensuring that outdated, unnecessary, or unduly burdensome regulations are regularly identified and addressed in order to reduce unwarranted regulatory burdens, as well as to fulfill other purposes and objectives of the underlying statutes and the Bureau pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bureau expects to focus on subparts B and G of Regulation Z, which implement the Truth in Lending Act with respect to open-end credit generally and credit cards in particular. The Bureau expects to identify opportunities to clarify ambiguities, address developments in the marketplace, and modernize or streamline the open-end credit provisions. For instance, the Bureau expects to consider rules to modernize the procedures for submitting credit card agreements to the database of credit card agreements that it is required to maintain under the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) to reduce burden on issuers that submit credit card agreements to the Bureau and make the database more useful for consumers and the general public.  The Bureau has issued two Requests for Information seeking feedback on other potential revisions to both rules that the Bureau inherited from other federal regulators and rules that the Bureau has issued over time, and it may launch additional projects after reviewing the responses.