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The Bureau announced in December 2017 that it intended to open a rulemaking to reconsider various aspects of a 2015 final rule that amended regulations implementing the Home Mortgage Disclosure Act (HMDA).  The Bureau issued an Advance Notice of Proposed Rulemaking (ANPRM) in May 2019 soliciting comment on certain data points in the 2015 final rule that were added to Regulation C or revised to require additional information, and on coverage of certain business or commercial purpose loans.  In June 2019, the Bureau extended the comment period for the May 2019 ANPRM from July 8, 2019 to October 15, 2019.  The extension gave interested parties an opportunity to review the Bureau’s annual overview of residential mortgage lending based on the HMDA data financial institutions collected in 2018, as requested by a variety of stakeholders.  In 2020, the Bureau issued its annual overview based on the data institutions collected in 2019, giving stakeholders additional information about the data points on which the ANPRM solicited comment, which stakeholders can use to evaluate potential proposed rule changes.  The Bureau expects to issue a Notice of Proposed Rulemaking in early 2021 to follow up on the May 2019 ANPRM.  This timing corresponds with the Bureau’s expected timing for issuing a proposed rule addressing the public disclosure of HMDA data in light of consumer privacy interests, so that stakeholders can concurrently consider and comment on the collection and reporting of data points and public disclosure of those data points.