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CFPB | RIN: 3170-AA97 | Publication ID: Spring 2021 |
Title: Home Mortgage Disclosure Act (Regulation C) | |
Abstract:
: The Bureau announced in December 2017, that it intended to open a rulemaking to reconsider various aspects of a 2015 final rule that amended regulations implementing the Home Mortgage Disclosure Act (HMDA). The Bureau issued an Advance Notice of Proposed Rulemaking (ANPRM) in May 2019, soliciting comment on certain data points in the 2015 final rule that were added to Regulation C or revised to require additional information, and on coverage of certain business or commercial purpose loans. In June 2019, the Bureau extended the comment period for the May 2019, ANPRM from July 8, 2019, to October 15, 2019. The extension gave interested parties an opportunity to review the Bureau’s annual overview of residential mortgage lending based on the HMDA data financial institutions collected in 2018, as requested by a variety of stakeholders. In 2020, the Bureau issued its annual overview based on the data institutions collected in 2019, giving stakeholders additional information about the data points on which the ANPRM solicited comment, which stakeholders can use to evaluate potential proposed rule changes. The Bureau is no longer pursuing this rulemaking in light of its other rulemaking priorities. |
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Agency: Consumer Financial Protection Bureau(CFPB) | Priority: Other Significant |
RIN Status: Previously published in the Unified Agenda | Agenda Stage of Rulemaking: Completed Actions |
Major: No | Unfunded Mandates: No |
CFR Citation: 12 CFR 1003 | |
Legal Authority: 12 U.S.C. 2801 to 2810 |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Small Entities Affected: Businesses | Federalism: No |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Related RINs: Related to 3170-AA64, Related to 3170-AA76, Related to 3170-AA85 | |
Agency Contact: Kristen Phinnessee Office of Regulations Consumer Financial Protection Bureau Washington, DC 20552 Phone:202 435-7700 |