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The Department of Defense is proposing to amend the regulation implementing the Military Lending Act, also referred to as the MLA, to ensure continued access to reasonable credit by Service members and families to finance a motor vehicle purchase and reduce the burden and risk to business of potentially extending unsecured credit for such transactions. The proposed change to the regulation is limited to a technical adjustment, to allow certain classes of creditors to continue to offer reasonable credit terms to MLA covered borrowers to finance the bona fide purchase of a motor vehicle, under certain conditions where a loan with proceeds used for multiple purposes may not qualify for the limited vehicle purchase loan exception in the statue and regulation.