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DHS/FEMA | RIN: 1660-AB06 | Publication ID: Spring 2023 |
Title: National Flood Insurance Program: Standard Flood Insurance Policy, Homeowner Flood Form | |
Abstract:
The National Flood Insurance Program (NFIP), established pursuant to the National Flood Insurance Act of 1968, is a voluntary program in which participating communities adopt and enforce a set of minimum floodplain management requirements to reduce future flood damages. Property owners in participating communities are eligible to purchase NFIP flood insurance. This proposed rule would revise the Standard Flood Insurance Policy by adding a new Homeowner Flood Form and five accompanying endorsements. The new Homeowner Flood Form would replace the Dwelling Form as a source of coverage for homeowners of one-to-four family residences. Together, the new Form and endorsements would more closely align with property and casualty homeowners insurance and provide increased options and coverage in a more user-friendly and comprehensible format. |
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Agency: Department of Homeland Security(DHS) | Priority: Economically Significant |
RIN Status: Previously published in the Unified Agenda | Agenda Stage of Rulemaking: Proposed Rule Stage |
Major: Yes | Unfunded Mandates: No |
CFR Citation: 44 CFR 61 | |
Legal Authority: 42 U.S.C. 4001 et seq. |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: Federal |
Federalism: No | |
Included in the Regulatory Plan: Yes | |
RIN Data Printed in the FR: No | |
Agency Contact: Christine Merk Lead Management and Program Analyst Department of Homeland Security Federal Emergency Management Agency Insurance Analytics and Policy Branch, 400 C Street SW, Washington, DC 20472 Phone:202 735-6324 Email: christine.merk@fema.dhs.gov |