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DHS/FEMA RIN: 1660-AB06 Publication ID: Spring 2023 
Title: National Flood Insurance Program: Standard Flood Insurance Policy, Homeowner Flood Form 

The National Flood Insurance Program (NFIP), established pursuant to the National Flood Insurance Act of 1968, is a voluntary program in which participating communities adopt and enforce a set of minimum floodplain management requirements to reduce future flood damages. Property owners in participating communities are eligible to purchase NFIP flood insurance. This proposed rule would revise the Standard Flood Insurance Policy by adding a new Homeowner Flood Form and five accompanying endorsements. The new Homeowner Flood Form would replace the Dwelling Form as a source of coverage for homeowners of one-to-four family residences. Together, the new Form and endorsements would more closely align with property and casualty homeowners insurance and provide increased options and coverage in a more user-friendly and comprehensible format.

Agency: Department of Homeland Security(DHS)  Priority: Economically Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Yes  Unfunded Mandates: No 
CFR Citation: 44 CFR 61   
Legal Authority: 42 U.S.C. 4001 et seq.   
Legal Deadline:  None
Action Date FR Cite
NPRM  06/00/2023 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: Federal 
Federalism: No 
Included in the Regulatory Plan: Yes 
RIN Data Printed in the FR: No 
Agency Contact:
Christine Merk
Lead Management and Program Analyst
Department of Homeland Security
Federal Emergency Management Agency
Insurance Analytics and Policy Branch, 400 C Street SW,
Washington, DC 20472
Phone:202 735-6324