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CFPB RIN: 3170-AB23 Publication ID: Spring 2024 
Title: ●Regulation AA 
Abstract:

Before the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act of 2010 (Dodd-Frank Act), the Federal Reserve Board’s Regulation AA made it unlawful for banks to include or enforce certain provisions in consumer credit contracts. When the Dodd-Frank Act created the CFPB, it removed the Board’s responsibility for issuing Regulation AA. The CFPB is considering whether to issue regulations regarding the inclusion or enforcement of certain provisions in contracts for consumer financial products or services.

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
CFR Citation: Not Yet Determined     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: Not Yet Determined   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  09/00/2024 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Federalism: Undetermined 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Shiva Nagaraj
Law and Policy
Consumer Financial Protection Bureau
1700 G Street NW,
Washington, DC 20552
Phone:202 435-7700