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CFPB | RIN: 3170-AA54 | Publication ID: Fall 2024 |
Title: Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) | |
Abstract:
The CFPB released a notice of proposed rulemaking amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), concerning medical information. The CFPB is proposing to remove a regulatory exception in Regulation V from the limitation in the FCRA on creditors obtaining or using information on medical debts for credit eligibility determinations. The proposed rule would also provide that a consumer reporting agency generally may not furnish to a creditor a consumer report containing information on medical debt that the creditor is prohibited from using. |
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Agency: Consumer Financial Protection Bureau(CFPB) | Priority: Other Significant |
RIN Status: Previously published in the Unified Agenda | Agenda Stage of Rulemaking: Final Rule Stage |
Major: Undetermined | Unfunded Mandates: No |
CFR Citation: 12 CFR 1022 | |
Legal Authority: 15 U.S.C. 1681, et seq. |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Federalism: Undetermined | |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Related RINs: Related to 3170-AA82 | |
Agency Contact: Lanique Eubanks Office of Regulations Consumer Financial Protection Bureau 1700 G Street, NW, Washington, DC 20552 Phone:202 435-7700 |