View Information Collection Request (ICR) Package

OMB Control No: 1660-0083	ICR Reference No: 202301-1660-003
Status: Active	Previous ICR Reference No: 201909-1660-001
Agency/Subagency: DHS/FEMA	Agency Tracking No: BRI
Title: Community Disaster Loan (CDL) Program
Type of Information Collection: Revision of a currently approved collection	Common Form ICR: No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 10/05/2023
	Date Received in OIRA: 02/23/2023
Terms of Clearance: In future submissions, the agency will include detailed explanation of their usability testing when it is used for new burden estimates. The agency is reminded that burden changes stemming from previous changes to a collection or new estimates from usability testing should be considered estimate changes. The Information Collection Budget will not consider these burden estimate changes as burden reduction. In the future, the agency should submit non-substantive change requests when only the burden estimates are changing and those changes are not driven by form or collection changes.

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	10/31/2026	36 Months From Approved	10/31/2023
Responses	260	0	360
Time Burden (Hours)	552	0	1,007
Cost Burden (Dollars)	0	0	0

Abstract: The loan package for the CDL Program provides local governments that have suffered substantial loss of tax or other revenues as a result of a major disaster, the opportunity to obtain financial assistance in order to perform their governmental functions. The loan must be justified on the basis of need and actual expenses.

Authorizing Statute(s): US Code: 42 USC 5184 Name of Law: Community Disaster Loans

Citations for New Statutory Requirements: None

Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	87 FR 68512	11/15/2022
30-day Notice:	Federal Register Citation:	Citation Date:
	88 FR 10916	02/22/2023
Did the Agency receive public comments on this ICR? Yes

Number of Information Collection (IC) in this ICR: 5

IC Title	Form No.	Form Name
Application for Loan Cancellation	FEMA Form FF-104-FY-22-227 (formerly 009-0-15)
CERTIFICATIONS REGARDING LOBBYING; DEBARMENT, SUSPENSION	FEMA Form FF-104-FY-22-226 (formerly 112-0-3C)
Certification of Eligibility for Community Disaster Loans	FEMA Form FF-104-FY-22-223 (formerly 090-0-1)
Letter of Application
Local Government Resolution - Collateral Security	FEMA Form FF-104-FY-22-225 (formerly 085-0-1)
Promissory Note	FEMA Form FF-104-FY-22-224 (formerly 116-0-1)

ICR Summary of Burden

	Total Approved	Previously Approved	Change Due to Agency Discretion
Annual Number of Responses	260	360	-100
Annual Time Burden (Hours)	552	1,007	-455
Annual Cost Burden (Dollars)	0	0	0

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: Yes

Burden Reduction Due to: Cutting Redundancy

Short Statement: Overall, the annual burden for this collection was reduced by 455 (405 + 50) hours. Time burden for FEMA Form FF-104-FY-22-226 (formerly 112-0-3C) rounded to 22 hours for a difference of zero (0) burden hours compared to the previous submission. Program is reducing burden by 50 hours through the removal of FEMA Form 090-0-4 (Letter of Application). Program found that sending a template request letter served the requirement of the prior form while reducing the burden on the local government. Through usability testing, burden hours for applicant changed from prior renewal of this collection. An example of this is the Certificate of Eligibility, FEMA Form FF-104-FY-22-223 (formerly 090-0-1). Previously, FEMA estimated 2.5 hours to fill the form, while this year’s testing yielded an estimate of 2 hours. FEMA Form FF-104-FY-22-225 (formerly 085-0-1), Local Government Resolution – Collateral Security, entails coordination of a session for a Local Government to obtain consent from its governing body to go into the loan, plus the development of a Resolution. Most of that coordination is not controlled or driven by the information requested on the form itself. FEMA adjusted the estimated burden to reflect only the time required to complete and submit the form. That change reduced the time burden from the estimated 10 hours to 3 hours. FEMA Form FF-104-FY-22-227 (formerly 090-0-15), Application for Loan Cancellation, in the last three years had more users due to FEMA’s caseload at the time. The number of loans expected to use the form between September of 2023 and August of 2026 was significantly reduced via a blanket cancellation authorized by Congress through P.L. 117-43. Overall, the annual cost burden for this collection was reduced by $28,138 ($25,459 + $2,679) by reducing the burden about 455 hours, mainly from eliminating FEMA Form 090-0-4, Application for Federal Assistance (Application for Community Disaster Loan) and change in the average hourly wage rate. In previous years we had utilized the general public mean wage rate to calculate burden cost to the applicant to fill out these forms. This year, we are correcting the type of applicant since our applicants are local governments, plus using the local government multiplier of 1.61 instead of the general public multiplier of 1.45. FEMA used the wage rate for All Occupations SOC 00-0000 is $29.03. Including the wage rate multiplier of 1.61, the fully-loaded wage rate is $46.74 per hour.

Annual Cost to Federal Government: $1,061,916

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination. Yes

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination. Yes

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

Agency Contact: Echo Brathwaite 202 880-6399 echo.brathwaite@fema.dhs.gov

View ICR - OIRA Conclusion