View Information Collection Request (ICR) Package
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Please note that the OMB number and expiration date may not have been determined when this Information Collection Request and associated Information Collection forms were submitted to OMB. The approved OMB number and expiration date may be found by clicking on the Notice of Action link below.
View ICR - OIRA Conclusion
OMB Control No:
3084-0128
ICR Reference No:
202504-3084-004
Status:
Active
Previous ICR Reference No:
202202-3084-002
Agency/Subagency:
FTC
Agency Tracking No:
Title:
Regulation V, subpart N
Type of Information Collection:
Extension without change of a currently approved collection
Common Form ICR:
No
Type of Review Request:
Regular
OIRA Conclusion Action:
Approved without change
Conclusion Date:
06/16/2025
Retrieve Notice of Action (NOA)
Date Received in OIRA:
04/30/2025
Terms of Clearance:
Inventory as of this Action
Requested
Previously Approved
Expiration Date
06/30/2028
36 Months From Approved
06/30/2025
Responses
21,582,225
0
32,792,650
Time Burden (Hours)
121,818
0
192,721
Cost Burden (Dollars)
4,010,742
0
6,227,100
Abstract:
The FTC seeks renewed three-year clearance for the FTC's shared enforcement with the Consumer Financial Protection Bureau of the disclosure requirements in subpart N of Regulation V.
Authorizing Statute(s):
Statute at Large:
123 Stat. 1734
Name of Statute: Credit Card Accountability Responsibility and Disclosure Act of 2009
US Code:
16 USC 1681
Name of Law: Fair Credit Reporting Act
Citations for New Statutory Requirements:
PL: Pub.L. 111 - 203 1029 Name of Law: Dodd-Frank Wall Street Reform and Consumer Protection Act
Associated Rulemaking Information
RIN:
Stage of Rulemaking:
Federal Register Citation:
Date:
Not associated with rulemaking
Federal Register Notices & Comments
60-day Notice:
Federal Register Citation:
Citation Date:
90 FR 9549
02/13/2025
30-day Notice:
Federal Register Citation:
Citation Date:
90 FR 17936
04/30/2025
Did the Agency receive public comments on this ICR?
No
Number of Information Collection (IC) in this ICR:
8
IC Title
Form No.
Form Name
Annual file disclosures processed by automated phone requests
Annual file disclosures provided via Internet
Automated redirects to accompany mail requests with identifying info
Instructions to consumers
Mailing annual file disclosures and instructions - Noncapital Costs
Negotiating contracts for services to handle internet requests
Negotiating contracts for services to handle phone requests
Requesting an annual file through U.S. postal service mail
ICR Summary of Burden
Total Approved
Previously Approved
Change Due to New Statute
Change Due to Agency Discretion
Change Due to Adjustment in Estimate
Change Due to Potential Violation of the PRA
Annual Number of Responses
21,582,225
32,792,650
0
0
-11,210,425
0
Annual Time Burden (Hours)
121,818
192,721
0
0
-70,903
0
Annual Cost Burden (Dollars)
4,010,742
6,227,100
0
0
-2,216,358
0
Burden increases because of Program Change due to Agency Discretion:
No
Burden Increase Due to:
Burden decreases because of Program Change due to Agency Discretion:
No
Burden Reduction Due to:
Short Statement:
The updated burden estimates present decreases of 70,904 hours, $937,724 in labor costs and $2,216,600 in capital/non-labor costs from the currently cleared FTC burden totals, after the halving for shared interagency enforcement. The decreases are attributable to an estimated decrease of the number of requests for free annual file disclosures from 34 million annually to 21 million annually.
Annual Cost to Federal Government:
$200,000
Does this IC contain surveys, censuses, or employ statistical methods?
No
Does this ICR request any personally identifiable information (see
OMB Circular No. A-130
for an explanation of this term)? Please consult with your agency's privacy program when making this determination.
No
Does this ICR include a form that requires a Privacy Act Statement (see
5 U.S.C. §552a(e)(3)
)? Please consult with your agency's privacy program when making this determination.
No
Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]?
No
Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]?
Yes
Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)?
No
Is this ICR related to the Pandemic Response?
No
Agency Contact:
Ryan Mehm 202 326-2918 rmehm@ftc.gov
Common Form ICR:
No
On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).
The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:
(a) It is necessary for the proper performance of agency functions;
(b) It avoids unnecessary duplication;
(c) It reduces burden on small entities;
(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;
(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;
(f) It indicates the retention periods for recordkeeping requirements;
(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:
(i) Why the information is being collected;
(ii) Use of information;
(iii) Burden estimate;
(iv) Nature of response (voluntary, required for a benefit, or mandatory);
(v) Nature and extent of confidentiality; and
(vi) Need to display currently valid OMB control number;
(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.
(i) It uses effective and efficient statistical survey methodology (if applicable); and
(j) It makes appropriate use of information technology.
If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.
Certification Date:
04/30/2025
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