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OMB Control No:	ICR Reference No: 202603-1850-001
Status: Received in OIRA	Previous ICR Reference No:
Agency/Subagency: ED/IES	Agency Tracking No: ED-2026-SCC-0562
Title: Shaping the Future of Loan Repayment
Type of Information Collection: New collection (Request for a new OMB Control Number)	Common Form ICR: No
Type of Review Request: Regular	Date Submitted to OIRA: 08/10/2026

	Requested	Previously Approved
Expiration Date	36 Months From Approved
Responses	60	0
Time Burden (Hours)	30	0
Cost Burden (Dollars)	1,065	0

Abstract: The National Center for Education Evaluation (NCEE) at the Institute of Education Sciences (IES) within the U.S. Department of Education (ED) requests clearance from the Office of Management and Budget (OMB) to conduct new data collection activities for the Shaping the Future of Loan Repayment: Participation and Repayment Progress in Federal Student Loan Plans study. Little information exists on what borrowers understand about how repayment plan features such as longer repayment period, forgiveness, a payment cap, an interest subsidy, or income-driven monthly payment, affect aspects of repayment and how borrowers may prioritize these different plan features. Improving the borrower repayment experience requires understanding how borrowers choose repayment plans, including their understanding of available options, comprehension of plan features and how those features affect their ability to pay back their loans, and the priorities that guide their decisions. In this study, ED seeks to understand which borrowers do and do not enroll in IDR plans, why they do so, how long they stay in their plans, their repayment behaviors, and other household finance and life course outcomes, as feasible. The 60-day Federal Register notice was published on March 19, 2026, Vol. 91., No. 53 page 13297. Four comments were received on the study’s recruitment and proposed data collection plan. No comments expressed opposition to or concerns about the proposed data collection. Broadly, commenters emphasized the importance of acknowledging broader factors in the framing for the study and highlighted the need to account for the diversity of borrowers and their complex repayment experiences in sampling, recruitment, and interview methods. After reviewing the public comments, the study team revised selected measures of household financial circumstances in the interview protocol. No changes are recommended to the IDR sampling plan, recruitment strategy, data collection plan, or the analytic focus. This request covers telephone/virtual interviews with federal student loan borrowers in repayment. This is the first and only request for the collection of data for this study.

Authorizing Statute(s): PL: Pub.L. 107 - 209 174 Name of Law: Education Sciences Reform Act

Citations for New Statutory Requirements: None

Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	91 FR 13297	03/19/2026
30-day Notice:	Federal Register Citation:	Citation Date:
	91 FR 51472	08/10/2026
Did the Agency receive public comments on this ICR? Yes

Number of Information Collection (IC) in this ICR: 1

IC Title	Form No.	Form Name
Shaping the Future of Loan Repayment

ICR Summary of Burden

	Total Request	Change Due to Agency Discretion
Annual Number of Responses	60	60
Annual Time Burden (Hours)	30	30
Annual Cost Burden (Dollars)	1,065	1,065

Burden increases because of Program Change due to Agency Discretion: Yes

Burden Increase Due to: Miscellaneous Actions

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: This is a new ICR

Annual Cost to Federal Government: $615,754

Does this IC contain surveys, censuses, or employ statistical methods? Yes Part B of Supporting Statement

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination. Yes

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination. Yes

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

Agency Contact: Matt Soldner 202 453-7441

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