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OMB Control No: 3064-0052	ICR Reference No: 202609-3064-009
Status: Received in OIRA	Previous ICR Reference No: 202511-3064-002
Agency/Subagency: FDIC	Agency Tracking No:
Title: Consolidated Reports of Condition and Income (Call Report)
Type of Information Collection: Revision of a currently approved collection	Common Form ICR: No
Type of Review Request: Emergency	Approval Requested By: 09/25/2026
Date Submitted to OIRA: 09/11/2026

	Requested	Previously Approved
Expiration Date	6 Months From Approved	02/28/2029
Responses	10,628	11,192
Time Burden (Hours)	412,508	437,800
Cost Burden (Dollars)	0	0

Abstract: Insured financial institutions must provide quarterly reports of condition and income (Call Reports) to the appropriate regulatory agency for supervisory, surveillance, regulatory, research, insurance assessment and informational purposes. Section 7 of the Federal Deposit Insurance Act requires all insured depository institutions to submit four "reports of condition" each year to their primary federal bank supervisory authority, i.e., the FDIC, the OCC, or the FRB, as appropriate. FDIC-supervised institutions, i.e., insured state nonmember banks and state savings associations, submit these reports to the FDIC. The FDIC uses the quarterly Call Reports to monitor the condition and performance of individual institutions and the industry as a whole. In addition, Call Reports provide the FDIC with the most current statistical data available for evaluating depository institution corporate applications such as mergers; identifying areas of focus for both on-site and off-site examinations; calculating all insured institutions' deposit insurance and Financing Corporation assessments; and other public purposes. Within the Call Report information collection system, separate report forms apply to institutions that have domestic and foreign offices (FFIEC 031) and to institutions with domestic offices only (FFIEC 041 and, for those with total assets less than $5 billion, FFIEC 051).

Emergency Justfication: Subject: Emergency PRA Clearance Request, FDIC Collection No. 3064-0052 Dear Mr. Al Qaisi, The Federal Deposit Insurance Corporation (FDIC), in coordination with the Board of Governors of the Federal Reserve System (Board), and the Office of the Comptroller of the Currency (OCC) (collectively, the "agencies"), each of which is submitting a separate request, hereby request approval of revisions to the following currently approved collections of information pursuant to the Office of Management and Budget's (OMB) Paperwork Reduction Act (PRA) emergency processing procedures at 5 C.F.R § 1320.13: • Consolidated Reports of Condition and Income (Call Report) - FFIEC 031, FFIEC 041, and FFIEC 051 [OMB Nos. 7100-0036 (Board), 3064-0052 (FDIC), and 1557-0081 (OCC)] The FDIC has determined that (1) the collection of information within the scope of this request is needed prior to the expiration of time periods established under 5 C.F.R. § 1320.12; (2) this collection of information is essential to the mission of the FDIC; and (3) the FDIC cannot reasonably comply with the normal clearance procedures because an unanticipated event has occurred and the use of normal clearance procedures is reasonably likely to prevent or disrupt the collection of information. The FDIC respectfully requests that OMB act on this emergency clearance request within 10 days and in sufficient time to permit implementation of the revised Call Report instructions. Summary of Revisions: On July 11, 2026, the 21st Century ROAD to Housing Act (the Housing Act) became law. Section 902 of the Housing Act made two amendments to the reciprocal deposit exception provisions in section 29(i) of the Federal Deposit Insurance Act (FDI Act). First, the Act changed the amount and calculation method of the general cap. Second, the Act amended the first prong of the “agent institution” definition to replace the requirement that an institution be found to have a composite condition rating of “outstanding or good” with the requirement that an institution was assigned a CAMELS composite rating of “1,” “2,” or “3” under the Uniform Financial Institutions Rating System (or an equivalent rating under a comparable rating system). To implement the statutory text, the FDIC issued an interim final rule (IFR) to make conforming changes to the FDIC’s brokered deposit regulation in Section 337.6 as well as clarifying certain aspects of the operation of the reciprocal deposits framework to simplify compliance. As the IFR implements statutory changes to both the calculation of the general cap applicable to agent institutions and the criteria for qualifying as an agent institution, the Call Report instructions should be revised to conform to those changes. The proposed revisions also include designating Schedule RC-O, item 9, and item 9a, “Brokered reciprocal deposits,” as confidential. This designation is necessary because, when viewed together with Schedule RC-E, Memorandum item 1.g, “Total reciprocal deposits,” changes in the amounts reported in Schedule RC-O, item 9 and item 9a could indicate that an institution no longer qualifies as an agent institution because its CAMELS composite rating changed from “1,” “2,” or “3” to “4” or “5.” The confidential designation would protect this non-public supervisory information while allowing the Agencies to continue collecting the data needed for supervisory and deposit-insurance assessment purposes. The agencies believe these instructional changes would not create a material change in burden. A more detailed summary of the IFR and related reporting changes is provided in the attached memorandum. The agencies plan to request public comment on the revisions after the emergency clearance through the standard PRA process, including the 60-day and 30-day Federal Register notices requesting public comment. Sincerely, Robert Meiers Senior Attorney FDIC

Authorizing Statute(s): US Code: 12 USC 1817(a) Name of Law: Federal Deposit Insurance Act

Citations for New Statutory Requirements: None

Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

Federal Register Notices & Comments
Did the Agency receive public comments on this ICR? No

ICR Summary of Burden

	Total Request	Previously Approved	Change Due to Adjustment in Estimate
Annual Number of Responses	10,628	11,192	-564
Annual Time Burden (Hours)	412,508	437,800	-25,292
Annual Cost Burden (Dollars)	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement:

Annual Cost to Federal Government: $1,527,036

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination. No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination. No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

Agency Contact: Robert Meiers 571 645-3062 romeiers@fdic.gov

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