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USDA/RHS RIN: 0575-AD53 Publication ID: 2026 
Title: ●7 CFR Part 3550 Implementation of Housing Opportunity Through Modernization Act (HOTMA) of Single Family Housing (SFH) Direct Programs 
Abstract:

In response to Public Law 114-201 dated July 29, 2016 (HOTMA), and subsequent implementation of Sections 102, 103, and 104 through a final rule published February 14, 2023, the Rural Housing Service (RHS) intends to amend 7 CFR 3550 in order to be compliant with exception of the adoption of 24 CFR 5.611(a)(3) which increases the deduction threshold for medical expenses from annual household income due to the impact on borrowers and applicants. The changes addressed in this request include updates to adjusted income calculations and clarification of items included or excluded in Annual Income and Assets. 

 
Agency: Department of Agriculture(USDA)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
EO 14192 Designation: Not subject to, not significant 
CFR Citation: 7 CFR Part 3550     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: 42 U.S.C. 1480   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  07/00/2026 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Lauren Cusick
Department of Agriculture
1400 Independence Avenue SW,
Washington, DC 20250
Phone:202 720-1414
Email: lauren.cusick@usda.gov