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HHS/CMS RIN: 0938-AW00 Publication ID: 2026 
Title: ●Expanding Access to Individual Coverage Health Reimbursement Arrangements (CMS-9876) 
Abstract:

This rule would clarify and streamline administrative requirements in order to expand the ability of employers to offer health coverage through individual coverage health reimbursement arrangements (ICHRAs).

 
Agency: Department of Health and Human Services(HHS)  Priority: Other Significant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
EO 14192 Designation: Deregulatory 
CFR Citation: 45 CFR 144    45 CFR 146    45 CFR 147    45 CFR 155   
Legal Authority: Pub. L. 111-148   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  07/00/2026 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: State 
Federalism: Yes 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related Agencies: Joint: DOL/EBSA, TREAS/IRS; 
Agency Contact:
Jeff Wu
Deputy Director for Policy
Department of Health and Human Services
Centers for Medicare & Medicaid Services
Center for Consumer Information and Insurance Oversight, 7500 Security Boulevard,
Baltimore, MD 21244
Phone:301 492-4305
Email: jeff.wu@cms.hhs.gov