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DOL/EBSA RIN: 1210-AC35 Publication ID: 2026 
Title: Default Electronic Disclosures by Group Health Plans Under ERISA 
Abstract:

This deregulatory action is being proposed in response to President Trump’s January 20, 2025, Memorandum entitled Delivering Emergency Price Relief for American Families and Defeating the Cost-of-Living Crisis. It will explore ways to reduce the costs and burdens imposed on employers and other plan fiduciaries responsible for producing and distributing welfare plan disclosures, including group health plans, required under Title I of the Employee Retirement Income Security Act. It also aims to make these disclosures more understandable, accessible, and useful for participants and beneficiaries.

 
Agency: Department of Labor(DOL)  Priority: Economically Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: Undetermined 
EO 14192 Designation: Deregulatory 
CFR Citation: 29 CFR 2520.104   
Legal Authority: 29 U.S.C. 1024 (ERISA sec. 104)    29 U.S.C. 1029(c) (ERISA sec. 109(c))    29 U.S.C. 1030 (ERISA sec. 110)    29 U.S.C. 1135 (ERISA sec. 505)   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  07/00/2026 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Small Entities Affected: Businesses  Federalism: Undetermined 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Elizabeth Schumacher
Acting Director, Office of Health Plan Standards and Compliance Assistance
Department of Labor
Employee Benefits Security Administration
200 Constitution Avenue NW, Suite N-5653,
Washington, DC 20210
Phone:202 693-8339