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TREAS/OTS RIN: 1550-AC38 Publication ID: Fall 2010 
Title: Unfair or Deceptive Acts or Practices 
Abstract: OTS proposed to amend its January 29, 2009, final rule. 
Agency: Department of the Treasury(TREAS)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 535   
Legal Authority: 12 USC 1462a    12 USC 1463 and 1464    15 USC 57a   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  05/05/2009  74 FR 20804   
NPRM Comment Period End  06/04/2009    
Final Rule  05/04/2010    
Final Rule Effective  07/01/2010  75 FR 23565   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related RINs: Previously reported as 1550-AC17 
Agency Contact:
Richard Bennett
Senior Compliance Counsel, Regulations and Legislation Division
Department of the Treasury
Office of Thrift Supervision
1700 G Street NW.,
Washington, DC 20552
Phone:202 906-7409

April Breslaw
Director, Consumer Regulations
Department of the Treasury
Office of Thrift Supervision
1700 G Street NW.,
Washington, DC 20552
Phone:202 906-6989