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TREAS/OCC RIN: 1557-AD23 Publication ID: Fall 2010 
Title: S.A.F.E. Mortgage Licensing Act 
Abstract: These regulations implement the Federal registration requirement imposed by the S.A.F.E. Mortgage Licensing Act, title V of the Housing and Economic Recovery Act of 2008 (Pub. L. 110-289, 122 Stat. 2654 (2008)) with respect to national banks and their operating subsidiaries. They are being issued by the OCC, FRB, FDIC, OTS, NCUA, and Farm Credit Administration. 
Agency: Department of the Treasury(TREAS)  Priority: Economically Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: Yes  Unfunded Mandates: No 
CFR Citation: 12 CFR 34   
Legal Authority: 12 USC 1 et seq    12 USC 29    12 USC 93a    12 USC 371    12 USC 1701j-3    12 USC 1828(o)    12 USC 3331 et seq   
Legal Deadline:
Action Source Description Date
Other  Statutory  Implement Registration System  07/29/2009 

Overall Description of Deadline: Implement system for registering employees as mortgage loan originators with the Nationwide Mortgage Licensing System and Registry.

Timetable:
Action Date FR Cite
NPRM  06/09/2009  74 FR 27386   
NPRM Comment Period End  07/09/2009    
Final Action  07/28/2010  75 FR 44656   
Final Action Effective  10/01/2010    
Correction  08/23/2010  75 FR 51623   
Regulatory Flexibility Analysis Required: Yes  Government Levels Affected: Federal 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: Yes 
Related RINs: Related to 1550-AC33 
Agency Contact:
Heidi M. Thomas
Senior Counsel
Department of the Treasury
Comptroller of the Currency
Chief Counsel's Office, 400 7th Street SW,
Washington, DC 20219
Phone:202 649-5490
Email: heidi.thomas@occ.treas.gov