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TREAS/OCC RIN: 1557-AF30 Publication ID: Spring 2025 
Title: ●Community Reinvestment Act Regulations  
Abstract:

The OCC is proposing to rescind the Community Reinvestment Act (CRA) final rule published in the Federal Register on February 1, 2024, and reinstate its CRA regulation that existed prior to that date.

 
Agency: Department of the Treasury(TREAS)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: Undetermined 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 24    12 CFR25    12 CFR 35     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: 12 U.S.C. 1    12 U.S.C. 21    12 U.S.C. 22    12 U.S.C. 26    12 U.S.C. 27    12 U.S.C. 30    12 U.S.C. 36    12 U.S.C. 93a    12 U.S.C. 161    12 U.S.C. 215    12 U.S.C. 215a    12 U.S.C.481    12 U.S.C.1462a    12 U.S.C.1463    12 U.S.C.1464    12 U.S.C. 1818    12 U.S.C. 1828(c)    12 U.S.C. 1831y    12 U.S.C. 1835a    12 U.S.C. 2901    12 U.S.C. 2902    12 U.S.C. 2903    12 U.S.C. 2904    12 U.S.C. 2905    12 U.S.C. 2906    12 U.S.C. 2907    12 U.S.C. 2908    12 U.S.C. 3101    12 U.S.C. 3102    12 U.S.C. 3103    12 U.S.C. 3104    12 U.S.C. 3105    12 U.S.C. 3106    12 U.S.C. 3107    12 U.S.C. 3108    12 U.S.C. 3109    12 U.S.C. 3110    12 U.S.C. 3111    12 U.S.C. 5412(b)(2)(B).   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  07/00/2025 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: None 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Related Agencies: Joint: FDIC, FRS; 
Agency Contact:
Heidi M. Thomas
Senior Counsel
Department of the Treasury
Comptroller of the Currency
Chief Counsel's Office, 400 7th Street SW,
Washington, DC 20219
Phone:202 649-5490
Email: heidi.thomas@occ.treas.gov

Emily Boyes
Counsel
Department of the Treasury
Comptroller of the Currency
Currency, Chief Counsel's Office, 400 7th Street SW.,
Washington, DC 20219
Phone:202 649-5490
Email: emily.boyes@occ.treas.gov