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TREAS/OCC RIN: 1557-AF48 Publication ID: 2026 
Title: ●Bank Appeals Process 
Abstract:

The Office of the Comptroller of the Currency (OCC) issued a notice of proposed rulemaking to establish revised procedures and policies for appeals of material supervisory determinations by OCC supervised entities. The proposed changes would reflect the OCC’s experience administering the bank appeals process and are intended to enhance the independence and efficiency of the appeals function.

 
Agency: Department of the Treasury(TREAS)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 4   
Legal Authority: 12 U.S.C. 93a    12 U.S.C. 4806   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  02/17/2026  91 FR 7163   
Reviewing Comments  04/07/2026 
Final Rule  07/00/2026 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Joanne Phillips
Counsel
Department of the Treasury
Comptroller of the Currency
Chief Counsel's Office, 400 7th Street, SW,
Washington, DC 20219
Phone:202 649-5490
Email: joanne.phillips@occ.treas.gov