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FHFA RIN: 2590-AB64 Publication ID: 2026 
Title: ●Enterprise Duty to Serve Underserved Markets Amendments 
Abstract:

The Federal Housing Finance Agency (FHFA or Agency) proposes to rescind its regulation on Duty to Serve Underserved Markets and replace it with a new rule. The proposed rule would enable the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (collectively, the Enterprises) to better serve the needs of very low-, low-, and moderate-income families in the manufactured housing, affordable housing preservation, and rural housing markets through greater innovation and with less administrative burden.

 
Agency: Federal Housing Finance Agency(FHFA)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 1282    12 CFR 1283   
Legal Authority: 12 U.S.C. 4501    12 U.S.C. 4502    12 U.S.C. 4511    12 U.S.C. 4513    12 U.S.C. 4526    12 U.S.C. 4561 - 4566   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  06/24/2026  91 FR 37848   
NPRM Comment Period End  07/24/2026 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No 
Included in the Regulatory Plan: No 
RIN Information URL: www.fhfa.gov; www.regulations.gov   Public Comment URL: www.fhfa.gov; www.regulations.gov  
RIN Data Printed in the FR: No 
Agency Contact:
Leda Bloomfield
Senior Associate Director, Office of Affordable Housing and Community Investment, DHMG
Federal Housing Finance Agency
400 Seventh Street SW,
Washington, DC 20219
Phone:202 649-3415
Email: leda.bloomfield@fhfa.gov

Marcea Barringer
Supervisory Policy Analyst
Federal Housing Finance Agency
400 Seventh Street SW,,
Washington, DC 20219
Phone:202 308-1089
Email: marcea.barringer@fhfa.gov

Dinah Knight
Assistant General Counsel
Federal Housing Finance Agency
400 Seventh Street SW,
Washington, DC 20219
Phone:202 748-7801
Email: dinah.knight@fhfa.gov