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VA RIN: 2900-AS16 Publication ID: Spring 2025 
Title: Loan Guaranty: Loan Reporting and Partial or Total Loss of Guaranty or Insurance 
Abstract:

The Department of Veterans Affairs (VA) amends its regulations governing loan reporting requirements for lenders that participate in the VA-guaranteed home loan program and circumstances when VA would assert a defense for partial or total loss of guaranty or insurance for lenders and holders. These amendments will support VA’s ongoing efforts to modernize and transform technology and processes within the guaranteed home loan program, capitalizing on industry standard datasets. In addition, these regulatory changes will update and enhance the loan guaranty reporting requirements for lenders, providing veterans stronger protections against noncompliant loans through improved transparency and oversight of the program.

 
Agency: Department of Veterans Affairs(VA)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
EO 14192 Designation: Deregulatory 
CFR Citation: 38 CFR 36.4303    38 CFR 36.4328   
Legal Authority: 38 U.S.C 3703(a)(1)    38 U.S.C. 3702(d)    38 U.S.C. 3729    31 U.S.C. 3732    38 U.S.C. 3703    38 U.S.C. 3704   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  11/20/2024  89 FR 91624   
NPRM Comment Period End  01/21/2025 
Final Action  12/00/2025 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: Yes 
RIN Information URL: www.regulations.gov  
RIN Data Printed in the FR: No 
Agency Contact:
Stephanie Li
Assistant Director for Regulations, Legislation, Engagement, and Training
Department of Veterans Affairs
Veterans Benefits Administration, 810 Vermont Avenue NW,
Washington, DC 20420
Phone:202 461-9700
Email: stephanie.li@va.gov