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FDIC

RIN: 3064-AG21

Publication ID: 2026

Title: ●Resolution Plans Required for Insured Depository Institutions with $100B or More in Total Assets; Informational Filings Required for IDIs with at Least $50B but Less Than $100B in Total Assets
Abstract: The FDIC is seeking comment on a proposal to revise its rule currently requiring the submission of resolution plans for insured depository institutions (IDIs) with $100 billion or more in total assets and informational filings for IDIs with at least $50 billion but less than $100 billion in total assets.
Agency: Federal Deposit Insurance Corporation(FDIC)	Priority: Other Significant
RIN Status: First time published in the Unified Agenda	Agenda Stage of Rulemaking: Proposed Rule Stage
Major: Undetermined	Unfunded Mandates: No
EO 14192 Designation: Deregulatory
CFR Citation: 12 CFR 360.10
Legal Authority: 12 U.S.C. 1811 et seq. 12 U.S.C. 1817(a)(2)(B), 1817(b), 1818(a)(2), 1818(t) 12 U.S.C. 1819(a) Seventh, Eighth, Ninth, and Tenth 12 U.S.C. 1820(b)(3) and (4), 1820(g), 1821(d)(1), (4), (10)(C), and (11) 12 U.S.C. 1821(e)(1) and (8)(D)(i), 1821(f)(1), 1823(c)(4), and 1823(e)(2) ...

Legal Deadline: None

Statement of Need:

In July 2024, the FDIC issued a revised rule to require the submission of resolution plans by IDIs with $100 billion or more in total assets and informational filings by IDIs with at least $50 billion but less than $100 billion in total assets. The FDIC expects to issue a new proposed rule that would codify FAQs issued in April 2025 and otherwise focus and streamline the submission requirements while facilitating the ability of the FDIC to resolve large, complex IDIs. This will result in cost savings for IDIs and the Deposit Insurance Fund (DIF).

Summary of the Legal Basis:

Please see above

Alternatives:

Please see above

Anticipated Costs and Benefits:

Please see above

Risks:

Please see above

Timetable:

Action	Date	FR Cite
NPRM	07/00/2026

Regulatory Flexibility Analysis Required: No	Government Levels Affected: None
Small Entities Affected: No	Federalism: No
Included in the Regulatory Plan: Yes
RIN Data Printed in the FR: No
Related RINs: Related to 3064-AF90, Related to 3064-AD59
Agency Contact: Esther Rabin Counsel Federal Deposit Insurance Corporation 550 17th Street NW, Washington, DC 20429 Phone:202 898-6860 Email: erabin@fdic.gov F. Angus Tarpley III Counsel Federal Deposit Insurance Corporation 550 17th Street NW, Washington, DC 20429 Phone:202 898-8521 Email: ftarpley@fdic.gov