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FDIC RIN: 3064-AG23 Publication ID: 2026 
Title: ●Regulatory Capital Rule: Regulatory Capital and Standardized Approach for Risk-weighted Assets 
Abstract:

The FDIC, OCC, and FRB are requesting comment on a proposal to modify certain aspects of the regulatory capital rule, including revisions to the definition of regulatory capital and certain elements of the risk-based capital ratios. The proposal aims to improve the risk sensitivity of the existing framework while retaining simplicity.

 
Agency: Federal Deposit Insurance Corporation(FDIC)  Priority: Economically Significant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Yes  Unfunded Mandates: No 
EO 14192 Designation: Other 
CFR Citation: 12 CFR 324   
Legal Authority: 12 U.S.C. 1815(a), 1815(b), 1816, 1818(a), 1818(b), 1818(c)    12 U.S.C. 1818(t), 1819(Tenth), 1828(c), 1828(d), 1828(i), 1828(n), 1828(o)    12 U.S.C. 1831o, 1835, 3907, 3909, 4808    5371    5412   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  07/00/2026 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
International Impacts: This regulatory action will be likely to have international trade and investment effects, or otherwise be of international interest.
RIN Data Printed in the FR: No 
Related Agencies: Joint: TREAS/OCC, FRS; 
Agency Contact:
Nick Soyer
Attorney
Federal Deposit Insurance Corporation
550 17th St NW,
Washington, DC 20852
Phone:571 637-2391
Email: nsoyer@fdic.gov