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NCUA RIN: 3133-AC93 Publication ID: Fall 2008 
Title: Fair and Accurate Credit Transactions Act Direct Disputes With Furnishers Rule 
Abstract: The Fair and Accurate Credit Transactions Act of 2003 directs the NCUA, the Federal banking agencies, and FTC jointly to identify circumstances under which furnishers must reinvestigate a dispute concerning the accuracy of a consumer report when a consumer's request is submitted directly to the furnisher, rather than through a consumer reporting agency. 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 717   
Legal Authority: 15 USC 1681s   
Legal Deadline:  None
Timetable:
Action Date FR Cite
ANPRM  03/22/2006  71 FR 14419   
ANPRM Comment Period End  05/22/2006    
NPRM  11/05/2007  72 FR 70944   
NPRM Comment Period End  02/11/2008    
Final Action  11/00/2008    
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Linda K. Dent
Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-6540
Email: ldent@ncua.gov

Regina M. Metz
Senior Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-6561
Fax:703 518-6569
Email: rmetz@ncua.gov