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NCUA RIN: 3133-AD72 Publication ID: Spring 2011 
Title: Truth In Savings 
Abstract: This final rule amended part 707 by making several clarifications regarding the electronic disclosure of overdraft fees, the terminology for overdraft fee disclosures and retail sweep accounts. In accordance with the Truth and Savings Act, these changes are substantially similar to changes the Federal Reserve Board made in a recent final rule. The final rule was unchanged from the earlier interim final rule. 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 707   
Legal Authority: 12 USC 4301    12 USC 4311(b)   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Interim Final Rule  08/05/2010  75 FR 47173   
Interim Final Rule Comment Period End  10/04/2010    
Final Action  01/20/2011  76 FR 3487   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Information URL: ncua.gov/Resources/RegulationsOpinionsLaws/FinalRegulations.aspx   Public Comment URL: www.regulations.gov/search/Regs/home.html#home  
RIN Data Printed in the FR: No 
Agency Contact:
Justin Michael Anderson
Senior Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-6556
Fax:703 518-6569
Email: janderson@ncua.gov