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NCUA RIN: 3133-AF79 Publication ID: 2026 
Title: ●Guidance on Response Programs for Unauthorized Access to Member Information and Member Notice 
Abstract:

The NCUA Board (Board) is proposing to remove Appendix B to part 748, Guidance on Response Programs for Unauthorized Access to Member Information and Member Notice. Appendix B was issued in June 2005. Its purpose was to provide federally insured credit unions (FICUs) with guidance for creating programs to address and respond to instances of unauthorized access to member information. The Board now believes that the placement of Appendix B in the Code of Federal Regulations (CFR) may be confusing because Appendix B itself is guidance to assist FICUs in developing the response programs required pursuant to regulation. The Board instead would publish the content of Appendix B as guidance. This will be a better vehicle for conveying and updating this information and will help to streamline NCUA’s regulations.

 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 748, Appendix B     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: 12 U.S.C. 1766(a)    12 U.S.C. 1786(b)(1)    12 U.S.C. 1786(q)    12 U.S.C. 1789(a)(11)    15 U.S.C. 6801 to 6809    31 U.S.C. 5311 and 5318    ...   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  12/11/2025  90 FR 57397   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Gira Bose
Senior Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-6562
Fax:703 518-6569
Email: gbose@ncua.gov