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NCUA RIN: 3133-AF88 Publication ID: 2026 
Title: ●Third-Party Servicing of Indirect Vehicle Loans 
Abstract:

The NCUA Board (Board) is seeking comment on a proposed rule that would remove the NCUA’s unnecessarily prescriptive regulation regarding third-party servicing of indirect vehicle loans. This action would reduce regulatory burden and provide credit unions with greater operational flexibility, consistent with a principles-based supervisory approach. The intent is to reduce administrative costs and compliance complexity, enabling credit unions to serve their members more efficiently.

 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 701.21    12 CFR 741.203    12 CFR 746.201   
Legal Authority: 12 U.S.C. 1752(5)    12 U.S.C. 1755 to 1759    12 U.S.C. 1761(a) and 1761(b)    12 U.S.C. 1766 and 1767    12 U.S.C. 1781 to 1790    12 U.S.C. 1790(d)    15 U.S.C. 1601 et seq    31 U.S.C. 3717    42 U.S.C. 1981    42 U.S.C. 3601 to 3610    42 U.S.C. 4311 and 4312   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  03/25/2026  91 FR 14484   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
John H. Brolin
Senior Staff Attorney
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 518-6438
Fax:703 518-2255
Email: jbrolin@ncua.gov