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NCUA RIN: 3133-AF94 Publication ID: 2026 
Title: ●Requirements for Insurance; Maximum Borrowing Authority 
Abstract:

The NCUA Board (Board) seeks comment on a proposed rule to remove the maximum borrowing authority from the NCUA’s regulations that establish the requirements for obtaining and maintaining federal share insurance with the National Credit Union Share Insurance Fund (Share Insurance Fund). This provision applies to all federally insured credit unions (FICUs). Removing this regulation would eliminate an unnecessary provision that duplicates the statutory maximum borrowing limit for federal credit unions (FCUs). For federally insured, state-chartered credit unions (FISCUs), removing this section would reduce the federal regulatory burden associated with the federal limit and related waiver provision.

 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 741.2   
Legal Authority: 12 U.S.C. 1757    12 U.S.C. 1766(a)    12 U.S.C. 1781 to 1790    12 U.S.C. 1790(d)    31 U.S.C. 3717    ...   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  01/28/2026  91 FR 3692   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Keisha Brooks
Attorney-Advisor
National Credit Union Administration
1775 Duke Street,
Alexandria, VA 22314
Phone:703 851-1156
Fax:703 518-6569
Email: klbrooks@ncua.gov