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NCUA RIN: 3133-AG03 Publication ID: 2026 
Title: ●Merger of Insured Credit Unions Into Other Credit Unions; Voluntary Termination or Conversion of Insured Status 
Abstract:

The NCUA Board (Board) proposes to amend its regulations governing the voluntary termination of federal share insurance to streamline member communication requirements. This action is necessary to reduce regulatory burden by eliminating overly prescriptive formatting rules for the mandatory disclosure statement that credit unions must provide to members. The intended effect is to simplify compliance and provide credit unions with greater flexibility in designing effective communications, while still ensuring that members receive clear and prominent notice of a proposed termination of federal insurance.

 
Agency: National Credit Union Administration(NCUA)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: No  Unfunded Mandates: No 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 708b.106    12 CFR 708b.206     (To search for a specific CFR, visit the Code of Federal Regulations.)
Legal Authority: 12 U.S.C. 1752(7)    12 U.S.C. 1766    12 U.S.C. 1785 and 1786    12 U.S.C. 1789   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  02/11/2026  91 FR 6144   
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Ariel Woodward-Stephens
National Credit Union Administration
Alexandria, VA 22314
Phone:703 518-1649