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CFPB | RIN: 3170-AA56 | Publication ID: Fall 2015 |
Title: ●Amendment to Effective Date of TILA-RESPA Integrated Disclosure Final Rule | |
Abstract:
The Bureau delayed until October 3, 2015, the effective date of the TILA-RESPA Final Rule and the related TILA-RESPA Amendments. In light of certain procedural requirements under the Congressional Review Act (CRA), the TILA-RESPA Final Rule and the TILA-RESPA Amendments could not take effect on August 1, 2015, as originally provided by those rules. To comply with the CRA and to help ensure the smooth implementation of the TILA-RESPA Final Rule, the Bureau extended the effective date of both the TILA-RESPA Final Rule and the TILA-RESPA Amendments beyond the additional minimum period required by the CRA to October 3, 2015, as proposed. The Bureau also made certain technical amendments to the Official Interpretations of Regulation Z to reflect the new effective date and technical corrections to two provisions of Regulation Z adopted by the TILA-RESPA Final Rule. |
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Agency: Consumer Financial Protection Bureau(CFPB) | Priority: Substantive, Nonsignificant |
RIN Status: First time published in the Unified Agenda | Agenda Stage of Rulemaking: Completed Actions |
Major: No | Unfunded Mandates: No |
CFR Citation: 12 CFR 1024.5 12 CFR 1026.19 12 CFR 1026.36 12 CFR 1026.37 12 CFR 1026.38 | |
Legal Authority: 12 U.S.C. 2617 15 U.S.C. 1639B(e) 12 U.S.C. 5511 12 U.S.C. 5512 12 U.S.C. 5532 15 U.S.C. 1601 15 U.S.C. 1604 |
Legal Deadline:
None |
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Timetable:
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Regulatory Flexibility Analysis Required: No | Government Levels Affected: None |
Federalism: No | |
Included in the Regulatory Plan: No | |
RIN Data Printed in the FR: No | |
Related RINs: Related to 3170-AA48, Related to 3170-AA19 | |
Agency Contact: David Friend Office of Regulations Consumer Financial Protection Bureau Phone:202 435-7700 |