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CFPB RIN: 3170-AB30 Publication ID: Spring 2025 
Title: Home Mortgage Disclosure Act (Regulation C) and Small Business Lending Rule (Regulation B) Race/Ethnicity Data Collection Revisions Rule 
Abstract:

In response to Statistical Policy Directive No. 15, which revised the standards for maintaining, collecting, and presenting Federal data on race and ethnicity, the CFPB was considering rulemaking to update the regulatory race and ethnicity data collection requirements for financial institutions pursuant to the Home Mortgage and Disclosure Act (HMDA) and the Small Business Lending Rule under the Equal Credit Opportunity Act (ECOA). Statistical Policy Directive No. 15 is no longer valid, and this entry is being withdrawn.

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: Undetermined  Unfunded Mandates: No 
EO 14192 Designation: Regulatory 
CFR Citation: 12 CFR 1002    12 CFR 1003   
Legal Authority: 15 U.S.C. 1691c-2    12 U.S.C. 2801 et seq.   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Withdrawn  04/21/2025 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Kristine Andreassen
Office of Regulations
Consumer Financial Protection Bureau
1700 G Street, NW,
Washington, DC 20552
Phone:202 435-7700