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CFPB RIN: 3170-AB36 Publication ID: 2026 
Title: Identity Theft and Coerced Debt (Regulation V) 
Abstract:

The Consumer Financial Protection Bureau (Bureau) is considering proposing a rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies concerning coerced debt. The Bureau issued an advance notice of proposed rulemaking on December 13, 2024 that solicits information on amending the definitions of "identity theft” and "identity theft report” in Regulation V, which implements the Fair Credit Reporting Act, as well as other related amendments to Regulation V. 

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Long-Term Actions 
Major: Undetermined  Unfunded Mandates: No 
EO 14192 Designation: Other 
CFR Citation: 12 CFR 1022   
Legal Authority: 15 U.S.C. 1681 et seq.   
Legal Deadline:  None
Timetable:
Action Date FR Cite
ANPRM  12/13/2024  89 FR 100922   
Comment Period Extended  03/07/2025  90 FR 11495   
Long Term Action  To Be Determined 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Federalism: Undetermined 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Thomas L. Devlin
Office of Regulations
Consumer Financial Protection Bureau
1700 G Street NW,
Washington, DC 20552
Phone:202 435-7700