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CFPB RIN: 3170-AB49 Publication ID: 2026 
Title: Discretionary Mortgage Servicing Rules Under the Truth in Lending Act (Regulation Z) 
Abstract:

In 2013, the Consumer Financial Protection Bureau (Bureau) issued a final rule that implemented requirements in the Truth in Lending Act as it relates to mortgage servicing. That rulemaking, which has been amended over time, includes certain discretionary provisions on the form and substance of certain information provided to consumers. The Bureau is issuing an Advance Notice of Proposed Rulemaking to solicit comments and information to help the Bureau assess the costs and benefits of these discretionary provisions to covered persons and consumers for the purpose of considering whether the Bureau should amend or rescind certain provisions. 

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Other Significant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Long-Term Actions 
Major: Undetermined  Unfunded Mandates: No 
EO 14192 Designation: Other 
CFR Citation: 12 CFR 1024   
Legal Authority: Not Yet Determined   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Long Term Action  To Be Determined 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Thomas Dowell
Office of Regulations
Consumer Financial Protection Bureau
1700 G Street NW,
Washington, DC 20552
Phone:202 435-7700