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CFPB RIN: 3170-AB54 Publication ID: Spring 2025 
Title: ●Equal Credit Opportunity Act (Regulation B) 
Abstract:

The Equal Credit Opportunity Act (ECOA) directs the Consumer Financial Protection Bureau (CFPB) to prescribe regulations to carry out the ECOA’s purposes. See 15 U.S.C. 1691b(a). The CFPB is considering whether rulemaking or other actions would facilitate compliance with ECOA by clarifying the obligations imposed by the statute.

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Other Significant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
EO 14192 Designation: Other 
CFR Citation: 12 CFR 1002   
Legal Authority: Not Yet Determined   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  09/00/2025 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Ducie Le
Consumer Financial Protection Bureau
1700 G St NW,
Washington, DC 20552
Phone:202 435-7700