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CFPB RIN: 3170-AB58 Publication ID: 2026 
Title: ●Consumer Financial Civil Penalty Fund Rule Amendment 
Abstract:

In June 2025, the Consumer Financial Protection Bureau (Bureau) proposed amendments to its 2013 rule implementing the provision of the Consumer Financial Protection Act of 2010 that establishes a Consumer Financial Civil Penalty Fund, which may be used for payments to victims of activities subject to civil penalties; to the extent victims cannot be located or payments are not practicable, the Bureau may use funds for consumer education and financial literacy programs. The proposed rule would remove references to allocating funds for consumer education and financial literacy programs. 

 
Agency: Consumer Financial Protection Bureau(CFPB)  Priority: Substantive, Nonsignificant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Final Rule Stage 
Major: Undetermined  Unfunded Mandates: No 
EO 14192 Designation: Not subject to, not significant 
CFR Citation: 12 CFR 1075   
Legal Authority: 12 U.S.C. 5512(b)(1), 5497(d)   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  06/18/2025  90 FR 25904   
NPRM Comment Period End  07/18/2025 
Final Rule  08/00/2026 
Regulatory Flexibility Analysis Required: No  Government Levels Affected: None 
Small Entities Affected: No  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Melanie Hirsch
Office of Law & Policy, Legal Division
Consumer Financial Protection Bureau
1700 G St. BW,
Washington, DC 20552
Phone:202 435-7700