View Rule

View EO 12866 Meetings Printer-Friendly Version     Download RIN Data in XML
FRS RIN: 7100-AE14 Publication ID: Fall 2014 
Title: Regulation V--Fair Credit Reporting (Docket No: R-1484) 
Abstract:

The Board of Governors of the Federal Reserve System amended its Identity Theft Red Flags rule, which implements section 615(e) of the Fair Credit Reporting Act (FCRA). The Red Flag Program Clarification Act of 2010 (Clarification Act) added a definition of "creditor" in FCRA section 615(e) that is specific to section 615(e). Accordingly, the final rule amended the definition of "creditor" in the Identity Theft Red Flags rule to reflect the definition of that term as added by the statute. The final rule also updated a cross-reference in the Identity Theft Red Flags rule to reflect a statutory change in rulemaking authority.

 
Agency: Federal Reserve System(FRS)  Priority: Substantive, Nonsignificant 
RIN Status: Previously published in the Unified Agenda Agenda Stage of Rulemaking: Completed Actions 
Major: No  Unfunded Mandates: No 
CFR Citation: 12 CFR 222.90   
Legal Authority: 12 USC 1681(m)   
Legal Deadline:  None
Timetable:
Action Date FR Cite
Board Requested Comments  02/20/2014  79 FR 9645   
Board Issued Final Rule  05/29/2014  79 FR 30709   
Regulatory Flexibility Analysis Required: Yes  Government Levels Affected: None 
Small Entities Affected: Businesses  Federalism: No 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: Yes 
Agency Contact:
Mandie Aubrey
Counsel
Federal Reserve System
Division of Consumer and Community Affairs,
Phone:202 973-7315