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Joint interim rule of the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation and request for comments, implementing section 83001 of the Fixing America’s Surface Transportation Act (FAST Act) that permits the agencies to examine qualifying insured depository institutions with less than $1 billion in total assets no less than once during each 18-month period. The interim final rules generally would allow well capitalized and well managed institutions with less than $1 billion in total assets to benefit from the extended 18-month examination schedule. In addition, the interim final rules make parallel changes to the agencies’ regulations governing the on-site examination cycle for U.S. branches and agencies of foreign banks, consistent with the International Banking Act of 1978.