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FRS RIN: 7100-AG95 Publication ID: Spring 2025 
Title: ●Community Reinvestment Act  
Abstract:

The Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation have announced their intent to issue a proposal to rescind the Community Reinvestment Act (CRA) final rule issued in October 2023 (89 FR 6574) and replace them with the CRA framework that existed prior to the October 2023 final rule (and that is currently in effect due to pending litigation regarding the 2023 CRA final rule).

 
Agency: Federal Reserve System(FRS)  Priority: Economically Significant 
RIN Status: First time published in the Unified Agenda Agenda Stage of Rulemaking: Proposed Rule Stage 
Major: Undetermined  Unfunded Mandates: Undetermined 
EO 14192 Designation: Deregulatory 
CFR Citation: 12 CFR 228   
Legal Authority: 12 U.S.C. 2901 et seq.   
Legal Deadline:  None
Timetable:
Action Date FR Cite
NPRM  07/00/2025 
Regulatory Flexibility Analysis Required: Undetermined  Government Levels Affected: Undetermined 
Federalism: Undetermined 
Included in the Regulatory Plan: No 
RIN Data Printed in the FR: No 
Agency Contact:
Cody Gaffney
Counsel
Federal Reserve System
Legal Division,
Washington, DC 20551
Phone:202 452-2674

Evan Winerman
Deputy Associate General Counsel
Federal Reserve System
Legal Division,
Washington, DC 20551
Phone:202 872-7578